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rue-madame's Diaryland Diary

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Assurancetourix, but way less funny

COBRA ran out, and we’ve now got insurance through TA’s school.

I don’t have a co-pay for dr’s visits (which is nice,) but in one prescription refill, I’ve reached our maximum yearly deduction. Yesterday at the pharmacy, I had to shell out $499 for a month’s supply of medicine.

This is WITH coverage. Next month, I don’t think it will be covered at all, and I’m looking at $700. JUST FOR ONE DRUG. FOR ONE MONTH ONLY.

The pharmacist, trying to be helpful, said, “You don’t have to take it” meaning that I could just walk away from the counter and she would simply restock or send everything back to the distributor. She was profusely apologetic about how much the medication cost.

I looked at her and said, “Not taking the medicine is not an option, but I appreciate your trying to come up with alternatives.” She reached into the register and pulled out a $3 coupon and said, “This is the least I can do. Health insurance is such a nightmare. I hate this part of my job.”

TA was immediately drenched in sweat and freaking out. I was a bit upset, but I’d been expecting this sort of a healthcare disaster for a while. I don’t really have the energy to cry or scream or stomp my feet anymore.

This is one of the major reasons I am going to begin looking for a fulltime job soon. I don’t see any other way for me to survive—professionally or personally—without someone else footing the healthcare bill. I am uninsurable on my own.

Needless to say, the Bumble & Bumble haircut I was looking forward to has been cancelled.

2:41 p.m. - 2006-11-13

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